Professionally Managed Retirement Solutions for Airline Professionals Nationwide

Personalized 401k investment management and planning solutions designed for Airline Pilots seeking greater control, guidance, and oversight within their employer retirement plan.

Most Employer Retirement Plans Weren’t Designed for Personalized Management

Many airline professionals accumulate substantial retirement assets while receiving limited personalization, oversight, and coordinated planning guidance within their employer-sponsored retirement plan.

Limited Investment Flexibility

Many employer-sponsored retirement plans offer limited investment flexibility and standardized allocation options.

Generic Portfolio Approaches

Target-date funds and broad model allocations may not reflect individual goals, risk preferences, or retirement timelines.

Demanding Professional Schedules

We understand how demanding long days and short overnights can be — which is why accessibility and responsiveness remain central to our client experience.

Disconnected Planning

Investment management, retirement planning, and tax strategies are frequently handled separately rather than through a coordinated approach.

You’ve dedicated your career to mastering the cockpit. Our team is here to help guide the long-term strategy behind your retirement portfolio.

Certain employer-sponsored retirement plans may offer expanded investment flexibility through brokerage window structures such as Schwab PCRA and Fidelity BrokerageLink.

Professional Management

Professionally managed portfolio solutions coordinated through experienced third-party asset managers.

Expanded Flexibility

Eligible brokerage window structures may provide access to broader investment flexibility within employer-sponsored retirement plans.

Coordinated Planning

Investment management, retirement strategy, and tax planning guidance aligned under a more personalized approach.

SPECIALIZED INVESTMENT MANAGEMENT FOR YOUR AIRLINE 401K

Built for the Unique Needs of Airline Professionals

Aviation Wealth Strategies was built to serve airline professionals seeking a more personalized and coordinated approach to retirement planning and investment management.

Our team works with individuals navigating complex employer-sponsored retirement plans, brokerage window structures, and long-term wealth planning decisions while balancing demanding professional schedules.

Experience With Brokerage Window Structures

Familiarity with Schwab PCRA and Fidelity BrokerageLink retirement plan structures.

Boutique-Level Client Experience

Responsive communication and personalized relationship management.

Coordinated Planning Approach

Investment management, retirement strategy, tax & estate planning guidance aligned together.

National Virtual Relationships

Serving airline professionals across the country through a streamlined virtual advisory process.

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Serving Airline Professionals Nationwide

Experience working with professionals from major commercial and cargo carriers, including:

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FREQUENTLY ASKED QUESTIONS

What is a brokerage window? A brokerage window is a feature available within certain employer-sponsored retirement plans that may provide access to a broader range of investment options beyond a plan’s standard investment menu. ⸻ What is Schwab PCRA? Schwab PCRA (Personal Choice Retirement Account) is a brokerage window solution offered within certain employer-sponsored retirement plans that may allow participants expanded investment flexibility. ⸻ What is Fidelity BrokerageLink? Fidelity BrokerageLink is a brokerage window feature available within select retirement plans that may provide access to additional investment choices beyond traditional plan options. ⸻ Can I use an advisor while still employed? In certain situations, employer-sponsored retirement plans may allow participants to utilize advisory and professionally managed investment solutions while still actively employed. ⸻ Do I need to roll over my 401(k) to receive professional management? Not necessarily. Certain retirement plans may offer brokerage window structures that allow expanded investment flexibility and professional management solutions without requiring a rollover. ⸻ What types of investments are available through brokerage windows? Available investment options vary by retirement plan and brokerage window structure, but may include ETFs, mutual funds, stocks and other eligible investment vehicles. ⸻ How does professional management work? Aviation Wealth Strategies by Cortez Wealth Management coordinates professionally managed investment solutions through third-party asset managers as part of a more personalized retirement planning approach. ⸻ Is this available in all employer retirement plans? No. Brokerage window availability depends on the structure and features offered within an employer-sponsored retirement plan. ⸻ Can brokerage windows help provide more personalized retirement planning? Brokerage windows may allow greater flexibility in implementing investment and retirement strategies aligned with individual goals, preferences, and risk tolerance. ⸻ Do you work with airline professionals nationwide? Yes. Aviation Wealth Strategies by Cortez Wealth Management serves airline professionals & pilots across the country through a streamlined virtual advisory process. ⸻ What airlines do your clients commonly work for? ALASKA AIRLINES, ALLEGIANT AIR, AMERICAN AIRLINES, ATLAS AIR, DELTA AIR LINES, FEDEX, FRONTIER AIRLINES, HAWAIIAN AIRLINES, JETBLUE AIRWAYS, SKYWEST AIRLINES, SOUTHWEST AIRLINES, SPIRIT AIRLINES, UNITED AIRLINES, UPS AIRLINES